
Refinances tick up and non-QM hits record high as purchase activity falls nearly 5% in July
PLANO, Texas, Aug. 12, 2025 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its July 2025 Market Advantage mortgage data report, which found a 3% month-over-month (MoM) drop in overall rate lock volume, led by a nearly 5% drop in purchase activity as affordability remained strained. Mortgage rates rose MoM across all loan types.










